



If you recently moved, lost coverage, or had a major life change, you may qualify for an immediate Special Enrollment Period.
A Special Enrollment Period allows you to change or enroll in Medicare plans outside AEP if you’ve had a qualifying life event.
Plans, premiums, and benefits vary by ZIP code — we help you compare every option available to you.


- Lost Insurance Coverage
- Moved to a New ZIP Code
- Medicaid Eligibility Changed
- Left a Medicare Advantage Plan
- Natural Disaster or Emergency Declaration
- Other Qualifying Life Events


EverTrust personalized our family health plan perfectly. Also, their Medicare supplement coverage is really comprehensive. Totally worth it!

After trying several options, EverTrust's Group Health and Medicare Supplement plans stand out for smooth coverage integration and real value for both personal and team needs.

EverTrust’s wellness programs are quite thoughtful. The fitness benefits especially have seamlessly integrated into my routine. Solid initiative on healthier living.
FAQs
Answers to Your Top SEP Questions
Most SEP enrollments can be completed in a few days once eligibility is verified.
Usually, proof of the qualifying event (termination letter, new address, Medicaid letter, etc.).
Depends on your situation. We walk you through what happens next so you avoid gaps.
We compare plans from multiple companies to get you the best fit.
Yes. The insurance carriers pay us—never you.
Submit the form anyway. We verify eligibility for you and walk you through your options.