



- Check if your premiums can be reduced
- See updated benefits for 2025 plans
- Avoid missing AEP deadlines
- Review your meds, doctors, and out-of-pocket costs
- No spam. No pressure. Just guidance.
Each year, insurance companies change premiums, copays, networks, and drug formularies.
Most seniors don’t realize their plan may become more expensive — or lose key benefits — unless they review during AEP.


- Review your current plan
- Compare every available option in your ZIP code
- Check doctors + prescriptions
- Show savings and benefit upgrades
- Help you avoid common AEP mistakes


EverTrust personalized our family health plan perfectly. Also, their Medicare supplement coverage is really comprehensive. Totally worth it!

After trying several options, EverTrust's Group Health and Medicare Supplement plans stand out for smooth coverage integration and real value for both personal and team needs.

EverTrust’s wellness programs are quite thoughtful. The fitness benefits especially have seamlessly integrated into my routine. Solid initiative on healthier living.
FAQs
Answers to Your Top AEP Questions
No. The entire Medicare review is 100% free.
The goal is simply to help you understand your options, compare benefits, and avoid overpaying. There are no fees, and no obligation to switch plans.
No. We compare plans from multiple carriers.
That means you get unbiased guidance instead of being pushed into a plan from a single company.
Not at all.
You’re only reviewing options.
You are not changing anything unless you choose to enroll in a new plan.
Because plans change every year — premiums, copays, drug costs, and networks all shift.
A review makes sure you’re not losing benefits or overpaying without realizing it.
Just your:
- Medicare card
- List of medications
- Preferred doctors/pharmacy
- That’s enough for us to compare all plans in your ZIP code.
If you choose to enroll in a plan, the insurance carrier pays a commission, not you.
Your costs stay the same whether you enroll through us or directly with the carrier.